Hi:

This is a club insurance question for anyone with experience in this
area. I've posted a couple of questions recently and gotten some good
advice from this forum in return.

We are setting up a new junior crew in Boulder CO - Colorado Junior
Crew. We do not own any of our own equipment, but will be renting
boats, etc from the Colorado Univ team.

Their insurance will cover any damage we do to their equipment. But
I'm wondering if we need additional property insurance to cover other
contingencies - for example if we use another team's boat at at
regatta and damage it.

I'd be interested in hearing from any other clubs who rent, rather
than own, their equipment.

Thanks,
Jerry Lumpe