Our class has grown sufficiently now to require insurance. Previously
with such a small group we avoided the cost but now I have sent off my
forms and have full insurance.

Sadly, this means I need to charge a yearly fee to help me cover the
cost. As follows:

Normal $50
Student/unemployed etc: $30

As a comparison: Budo-jitus charge $99
my old karate club charges $90

Lastly, I am happy to take the payment in a few installments if that is
easier for anyone.

Keep breathing :)

Andrew