Hi Kuma,

Firstly I live and teach in the UK so things are different for me.
Not knowing exactly how things work in your neck of the woods I
would contact every insurance company in the area for quotations on
insurance and these are the things you should be looking for:

Some form of public liability insurance

Student personal injury cover (this should be included in their
training fees or paid for directly by the student, we have ours as
part of the licence fee).

If you join a martial arts association they will probably handle all
that for you but finding one that's not going to interfere with the
way you want to teach is a different matter entirely.

I'm affiliated to the BMAA (British Martial Arts Academy) and they
offer me all the support I need and leave me to my training. They
do have a number of instructors overseas but I don't get involved in
that side so they maybe able to help you with your insurance needs.
You can contact them by e-mail on ashley@... (I know this
e-mail address works).

Hope that's of some help to you.

Keep kicking Trev


--- In impactmartialartsdojo@yahoogroups.com, kuma_son
<no_reply@...> wrote:
>
> Trev,
>
> thanks for the reply. I mostly teach privately in my home and at
> others. So I have some general personal training liability
insurance.
> But I am trying to make the move to a permanent location at which
> time I will need more insurance dedicated to Martial arts
training.
> What association do you belong to?
>
> Kuma
>
> --- In impactmartialartsdojo@yahoogroups.com, trvimpact
> <no_reply@> wrote:
> >
> > I get my insurance through the martial arts association that we
are
> > affiliated to, so they have the headache of finding the best
deals.
> >
> > Keep kicking Trev
> >
> >
> > --- In impactmartialartsdojo@yahoogroups.com, kuma_son
> > <no_reply@y...> wrote:
> > > Hello All,
> > >
> > > I was wondering what, if any martial arts insurance, you are
> using
> > if
> > > you teach a martial art.
> > >
> > > I have been training from my home(garage, basement) for the
past
> > > several years mostly private lessons with only a few students.
> > These
> > > students signed liability forms and were close friends and/or
> > family.
> > >
> > > So, Insurance was really not an issue, with the sucess of my
> > website
> > > and the word of mouth from my students. I am getting much more
> > intrest
> > > and my class sizes are starting to grow.
> > >
> > > (i.e. it is time for some form of insurance) It has been a lot
of
> > > years since I need martial arts insurance and there are now a
lot
> > of
> > > choices.
> > >
> > > So I was wondering if any of you had a suggestion of which to
use
> > or
> > > not to use..
> > >
> > > Thank you in advance for your help.
> > >
> > > The Bear Warrior
> > > Trent 'Kuma' Warner
> > > www.bigbearacademy.com
> > > www.tkwselfdefensecatalog.com
> >
>