Please read following message

----- Original Message -----
Subject: Local Exploit Bank - Please forward among friends
From: "Lalantha Kurera" >;lalanthak@...>
Date: Tue, November 27, 2007 10:50






Hi guys,

I thought of write this letter to acknowledge you regarding the usage of HSBC
credit card. Please think twice before you use that credit card as they charge
their interest on Total Invoice value anyway (I mean even you re-pay 90% of your
outstanding within the 51 days and before Invoice mentioned last date)

But other credit card companies charge their interest only for the balance
amount deducting your payment. I know this very well, cos I'm using 3 credit
cards and I found the above tactics of HSBC in my last Invoice.

My Opening balance was - 47K
I have done payment of - 46K
My Balance was 1K
BUT ultimately my Interest was 1K (interest on opening balance)
total carry forward amt. - 2k

according to HSBC call center representatives the answer was as follows (I tried
to meet one of their manager, but they didn't allow me to do so, even I went
their premises I had to get this details only by over the phone. they don't
allow you to meet any manager)
"we informed you regarding the changes of this interest methods of HSBC and this
is the current method of HSBC. This may changes time to time. at the moment we
are charging on opening balance of the invoice, if you failed to pay the full
amount even though within 51 days and before invoice mentioned last payment
date"

I think it better to say Local Exploit Bank rather than Worlds Local Bank.

So my dear friends please think twice before you use HSBC credit card and please
forward this among your friends.
If you know any email address of HSBC, please kindly forward this.


Thanks & Regards

Lalantha Kurera
----------

Hi guys,

I thought of write this letter to acknowledge you regarding the usage of
HSBC credit card. Please think twice before you use that credit card as they
charge their interest on Total Invoice value anyway *(I mean even you re-pay
90% of your outstanding within the 51 days and before Invoice mentioned last
date)*

But other credit card companies charge their interest only for the balance
amount deducting your payment. I know this very well, cos I'm using 3 credit
cards and I found the above tactics of HSBC in my last Invoice.

My Opening balance was - 47K
I have done payment of - 46K
My Balance was 1K
*BUT ultimately my Interest was 1K (interest on opening balance)*
total carry forward amt. - 2k

according to HSBC call center representatives the answer was as follows (I
tried to meet one of their manager, but they didn't allow me to do so, even
I went their premises I had to get this details only by over the phone. they
don't allow you to meet any manager)
*"we informed you regarding the changes of this interest methods of HSBC and
this is the current method of HSBC. This may changes time to time. at the
moment we are charging on opening balance of the invoice, if you failed to
pay the full amount even though within 51 days and before invoice mentioned
last payment date"*

*I think it better to say Local Exploit Bank rather than Worlds Local Bank.*

So my dear friends please think twice before you use HSBC credit card and
please forward this among your friends.
If you know any email address of HSBC, please kindly forward this.


Thanks & Regards

Lalantha Kurera

[Non-text portions of this message have been removed]