Dear All,

We would like to thank you all for participating and supporting the much
anticipated SMART.com Challenge 11 which took place at the Pulai Springs Resort
last Sat, 28 Feb 2009. The event was another success! Thanks to the God of
Weather, we were fortunate to play under sunny skies and perfect weather.

Let me begin by thanking the Organizing Committee members, Tan Gim Hoo, Tai Hwee
Tiong and Raymond Goh, for all the hard work they have put in the past few weeks
that has made this event a success. Special thanks must also go to those who
involved in one way or another to ensure that our event continued smoothly.

After the golf game, the prize giving ceremony and lucky draw event were held
during the lunch where results of the event were announced.

1. Gross Division

Playing with the HCP of 5, John Toa emerged triumphant as the winner of the
Gross Division for the 3rd non consecutive time with a gross score of 79. John
was happy with his performance and had voluntarily sponsored beers to all
participants during lunch. 3 Cheers!

2 Net Division - Stableford

A) Division A

Champion: Chua Hock Wah, Gross Score 83 (HCP 15), SF 40 Points (Cut 2 HCP)

1st Runner Up: Anthony Cheng, Gross Score 83 (HCP 12), SF 38 Points (Cut 1 HCP)

2nd Runner Up: Toh Heng Hock, Gross Score 81 (HCP 9), SF 36 Points (No Cut)

B) Division B

Champion: Ho Kim Ping, Gross Score 96 (HCP 24), SF 37 Points (Cut 1 HCP)

1st Runner Up: Koh Hock Chok, Gross Score 94 (HCP 23), SF 37 Points (Cut 1 HCP)

2nd Runner Up: Roy Khoo, Gross Score 90 (HCP 18), SF 36 Points (No Cut)

3 Lucky Draw Prize

The highlight of the event was the top prize in Lucky Draw, the Maxfli full set
with golf bag, sponsored by SingTel. Tai Hwee Tiong, who helped to secure this
sponsorship, presented the golf set to the very lucky winner, Anthony Cheng.

4 Reinstatement of HCP for next event

a) Chua Hock Wah, from HCP 15 to HCP 13

b) Anthony Cheng, from HCP 12 to HCP 11

c) Ho Kim Ping, from HCP 24 to HCP 23

d) Koh Hock Chok, from HCP 23 to HCP 22

5 SMART.com Challenge 12 ¨C Organizing Committee

Our Champion John Toa had also volunteered to be one of the members of the next
Organizing Committee. He will be assisted by Jeffrey Teo and Yeo Kim Sai. The
next event is scheduled to be held in Aug/Sep 2009. Look out for our
announcement!

6 Sponsors

On behalf of the organizing committee, I would like to express my sincere
appreciation to all generous sponsors, Sing Tel, Gim Hoo, Tai, Alan and Anthony
for their kind contributions.

Once again, a big THANK YOU to the committee members, helpers and all who have
participated in the event. It was a great day for all involved, and the event
would not have been possible without all of you.

We would also like to wish all best of luck and look forward to our next event
in Aug/Sep 2009.

For the full results please refer to the Files folder under "Results of the
SMART.com Challenge 11".

Cheers
Alan Koh & Anthony Cheng