The BMW Car Club of America has announced a partnership with Lockton
Risk Services to provide a high-performance driving event insurance program,
delivering affordable insurance to the many BMW CCA enthusiasts involved in
performance driving events. The HPDE Insurance
Program provides an à la carte, single-event policy designed to provide
affordable physical damage coverage to vehicles used in BMW CCA high-performance
driving schools at race tracks across
the United States.

"Our performance driving members have expressed concern about exclusions that
they are seeing in standard auto policies," said Frank Patek, executive director
of BMW CCA. "Our driving-enthusiast
members have noticed a trend over the past few years: new exclusions being added
to their auto policies at renewal time. Many insurers eliminate coverage while
policyholders drive at race-track facilities.
We needed a solution to protect our members involved in our driving schools."

That's where Lockton Affinity comes in. "Car enthusiasts have been asking for an
affordable means of insuring their vehicles at driving schools for years," says
Lockton Affinity's Ryan Staub, who is also Chief Instructor for the Kansas City
Chapter of BMW CCA. "Due to the growing need for a program like this—and BMW
CCA's excellent safety record at performance-driving events—we were able to
obtain
approval to offer coverage at a discounted rate to BMW CCA participants
attending BMW CCA events.

The discount is already `live' on our website. BMW CCA members just select a BMW
CCA event they want coverage for, and the discount is automatically applied. '

The BMW CCA-endorsed HPDE Insurance Program, administered by Lockton Risk
Services, offers an agreed-value insurance policy providing primary coverage for
incidents in the paddock or on the racing
surface, whether the vehicle is being driven by the primary driver, co-driver,
or instructor. In addition, after-market modifications made to vehicles are also
covered, and any HPDE-related claims will not affect a participant's street
insurance rates or claims history. As for affordability, you can purchase
physical-damage coverage on a vehicle valued at $20,000 for as little as $113.
HPDE Insurance
Program policies are sold online and can be obtained in as little as five or ten
minutes;

see http://hpdeins.locktonaffinity.com/Default.aspx?cID=31

Not sure if WOODCHUCK damages are covered ;-)