At 12:54 PM 06/14/2006 -0700, you wrote:
>We should check into it though...because it MIGHT be that any sort of printed
flyer, from LCC or not, could "imply" that some sort of organizing authority
exists (and thus a rider should be able to "rely" on that authority providing
for his/her safety), and thus some sort of liability.


FYI if the club joins the League of American Bicyclists ($35) and then buys the
regular club insurance (varies by membership but probably $93 in your case) then
the club members and leadership/organizers/volunteers are covered for any free
event. See info and applications here:

http://www.bikeleague.org/members/club/index.php

If you hold a pay event then there is a separate, additional event insurance
that must be purchase for each pay event. That, too, varies by the number of
participants with a minimum of $93.

But still if you decide to just hold this as a non-pay event then you can get by
for $35 + $93 which is not bad. An additional benefit is that you have this
same coverage for any event the club holds, like weekly rides.

The coverage for members/participants is pretty small, like $2500 per incident.
But leaders/organizers/volunteers are have $1 million liability insurance from
this policy and that is the main reason for getting it.

--Brent

Dr. Brent Hugh, LCI #1335 Director@...
Executive Director --- Missouri Bicycle Federation
www.MoBikeFed.org 816-695-6736